SUB Fund

Summary Plan Description Table of Contents

  1. Introduction
  2. Definitions
  3. Eligibility for SUB Fund Benefits
  4. Applying for SUB Fund Benefits
  5. Payment of SUB Fund Benefits
  6. Claim Denials
  7. Claim Appeals
  8. General Plan Provisions
  9. Your Rights Under ERISA
  10. Information About Your Plan

Eligibility for SUB Fund Benefits

1. WHEN YOU ARE UNEMPLOYED

To be eligible for SUB Fund benefits due to unemployment you must meet the following requirements:

  1. Eligible for Welfare Benefits -You must be eligible for benefits from the I.B.E.W. Local No. 701 Welfare Fund (your medical plan) for the period of time you are claiming a benefit from the SUB Fund. This includes eligibility through active employment, short-hours self-payments or COBRA.

  2. Unemployed and Available for Work -You must be unemployed and be available for work during the time for which SUB Fund benefits are claimed.

    “Unemployed” means receiving weekly unemployment benefits from any State Department of Labor, Division of Unemployment during the week in question.

    “Available for work” means that during a given day you are registered upon and have bid on at least one job call on your priority out of work list per day. Your “priority out of work list” will be determined by your classification and the Long Call Book for which you are eligible to register.

    But, even if you have registered on the out-of-work list, and have bid or you are entitled to state unemployment benefits, you will NOT be considered “available for work” during any day for which:

    1. Benefits are paid or payable to you by the I.B.E.W. 701 Pension Plan or any other pension plan of the Union or the International Brotherhood of Electrical Workers;

    2. Weekly Loss of Time Benefits are paid by I.B.E.W. Local No. 701 Welfare Fund or from workers compensation;

    3. Retirement or disability benefits are paid or payable by the Social Security Administration; or

    4. You left the geographical area of the Fund (DuPage County) for employment in the electrical industry in another I.B.E.W. Local jurisdiction.

  3. Application - You must complete and submit an application for SUB Fund benefits to the Fund’s Administrative Manager within 90 days after the end of the week for which benefits are claimed.

  4. Documentation -You must present proof from your state unemployment agency that you received unemployment benefits for the week for which benefits are claimed. If you apply for benefits or pick up your benefit check in person, you must show photo identification.

2. WHEN YOU ARE CALLED TO JURY DUTY

To be eligible for SUB Fund benefits due to jury duty you must meet the following requirements:

  1. You must be eligible for benefits from the I.B.E.W. Local No. 701 Welfare Fund (your medical plan) for the days you are on jury duty.

  2. You must NOT be receiving SUB Fund benefits for unemployment for those same days.

  3. You must NOT be receiving Weekly Loss of Time Benefits from the I.B.E.W. Local No. 701 Welfare Fund, or disability benefits from the I.B.E.W. Pension Plan, Social Security Administration or workers compensation, for the days/week for which SUB Fund jury duty benefits are claimed.

  4. You must complete and submit an application for SUB Fund benefits to the Fund’s Administrative Manager within 90 days after the end of the week for which benefits are claimed.

  5. You must present written documentation of your days of jury service from the court that issued your summons.