Summary Plan Description

Below is the electronic version of the Summary Plan Description (SPD), formatted for easier reading on computers and mobile devices. You can find the Table of Contents below if you would like to navigate to a particular section.

You can view/download the PDF version of this document by clicking the button in this section. Note that the PDF reflects the printed version published in 2013, while the online version may include subsequent benefit changes after that date.

Download a PDF of the SPD

Table of Contents

• To All Participants and Beneficiaries
• About Your Plan
• Your Responsibilities as a Participant
• Funding & Participation
• Vacation Fund Benefits and Payment of Administrative Expenses
• Benefit Distributions
• Benefit Claims and Appeals Procedure
• General Matters Applicable to the Plan
• ERISA Information