Frequently Asked Questions
What is the Supplemental Unemployment Benefit (SUB) Plan, and when does it apply?
The Supplemental Unemployment Benefit (SUB) Plan provides weekly supplemental benefits to eligible participants who are unemployed or partially unemployed and are receiving state unemployment compensation.
SUB benefits are designed to supplement state unemployment benefits during qualifying periods of unemployment.
Is SUB coverage automatic when I become unemployed?
No. SUB benefits are not automatic.
You must qualify for and receive state unemployment compensation, and you must meet the SUB Plan’s eligibility requirements for the same week. If you are not approved for state unemployment, SUB benefits generally cannot be paid.
Who is eligible to receive SUB benefits?
You may be eligible for SUB benefits if you are an eligible participant under the Plan, are unemployed or partially unemployed through no fault of your own, and are approved for and receiving state unemployment compensation. Eligibility is subject to the Plan’s rules and available funding.
Do I have to apply for state unemployment benefits to receive SUB benefits?
Yes. Receipt of state unemployment compensation is required. SUB benefits are coordinated with state unemployment and generally cannot be paid unless you are approved for state unemployment for the same week.
How and when are SUB benefits paid?
SUB benefits are typically paid weekly, based on qualifying weeks of unemployment. Payments are coordinated with your state unemployment status and are subject to Plan limits, maximums, and available SUB benefits.
How long can I receive SUB benefits?
SUB benefits are available only for a limited number of weeks and only while you remain eligible under the Plan and continue to qualify for state unemployment benefits. Benefits stop when you return to work, exhaust your available SUB benefits, or no longer meet Plan requirements.
What situations can cause my SUB benefits to stop or be denied?
SUB benefits may stop or be denied if you return to work, fail to qualify for state unemployment in a given week, do not complete required certifications, report earnings incorrectly, or exhaust your available SUB benefits. Late or inaccurate information can delay or prevent payment.
Who should I contact if I have questions or if a SUB payment does not look correct?
If you have questions about eligibility, weekly payments, or required documentation, contact the Fund Office as soon as possible. SUB benefits depend on timely and accurate information, and early contact can help resolve issues before payments are affected.