EMPOWER RETIREMENT

The Local 701 I.B.E.W. Retirement Savings Fund
(the RSF) is designed to provide you with a source of financial income during retirement.

When you become a participant in the Retirement Savings Fund, an “individual account” is established in your name. Employer contributions are made on your behalf to your individual account.
You are always 100% vested in, or entitled to, the money in your account.
Your account balance includes Employer contributions made on your behalf and investment earnings and/or losses.
The expenses of operating the Retirement Savings Fund are subtracted from all individual accounts.

For Information about the plan please visit the Empower website​
Or contact Empower ​at 1-877-778-2100

RETIREMENT SAVINGS FUND INFORMATION
Retirement Savings Summary Plan Description


401K Elective Deferral Form
401K Elective Deferral Form-(Employer Change)
401K Elective Deferral limits for 2025

Notices and Mailings

• RSF SMM Withdraw Rules (1/1/07)
• RSF SMM 2009 Distribution Rules (9/17/09)
• RSF SMM 2010 Distribution Rules (8/1/10)
• RSF SMM Loan Program Changes (1/1/12)
• RSF SMM Disability Claim Appeals (5/1/18)
• RSF SMM 401K Elective Deferrals (1/1/24)​
• RSF SMM 401K Secure 2.0 changes and super catch-up contributions
• ​ACH Loan Payments Instructions