Annuity Fund Participation:
You become a plan participant at the beginning of the plan year (June 1 through May 31)
in which you earn at least 1 hour of service. An hour of service equals an hour of
employment for which you are paid or entitled to be paid by an Employer who participates
in the Fund.
Annuity Fund Vesting:
Once you meet the initial participation requirement, you are automatically 100% vested
in the full value of your Individual Account.
